ブラックジャックトランプ National Health Insurance / National Pension System

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National Health Insurance

Japan has a National Health Insurance system (kokumin-kenko-hoken) to reduce the burden of medical expenses. In general, all foreign nationals who are issued a residence card, including
international students and researchers, are required to obtain National Health Insurance.
After ブラックジャックトランプ joined the insurance, ブラックジャックトランプ only have to pay 30% of medical expenses at the counter of the hospital. ブラックジャックトランプ will be charged a large amount of money without National Health Insurance if ブラックジャックトランプ have to go to a medical institution for treatment due to an unexpected illness or accident even ブラックジャックトランプ have a confident in your health.
Also, ブラックジャックトランプ will be asked to show your National Health Insurance card (hokensho) when ブラックジャックトランプ go through immigration procedures such as the renewal of your period of stay.
Be sure to pay your National Health Insurance premiums properly so that ブラックジャックトランプ do not lose your assistance due to delinquency. If ブラックジャックトランプ don't have a My Number health insurance card, a "Certificate of Eligibility" will be sent from the ward office without application before the expiration date(July 31st each year), and it can be used as a health insurance card.
https://www.city.chiba.jp/shimin/shimin/kusei/kojinbangoucardsinsei.html

Guidebook page 19

Where to register

ブラックジャックトランプ can apply for this service when ブラックジャックトランプ register your new address in Japan at the city hall or the ward office. Payment is not required at application.

Requirements for registration

1, Application form （国民健康保険用所得申告書）
　　This is income declaration form for National Health Insurance. The form is available at the city hall or the ward office. It is also ready at ISD.
2, Residence card・Passport

Insurance fees

Insurance premiums are determined based on your annual income for the previous year, and the amount varies in each municipality. (Scholarships are not considered as income.) After completing the enrollment procedures, ブラックジャックトランプ will receive a payment slip, which ブラックジャックトランプ can pay in a lump sum or in installments.
In some cases, ブラックジャックトランプ may be able to receive a reduction in the amount of premiums ブラックジャックトランプ pay depending on your income. To receive this reduction for Chiba city residents, ブラックジャックトランプ need to submit an income declaration form for National Health Insurance to the ward office between January and May every year. The form is also available at ISD office. If ブラックジャックトランプ are a resident of Matsudo City, please declare your "City and Prefectural Tax（「市県民税」）" at Matsudo City Hall.

How it does work

When ブラックジャックトランプ join this system, the insurance holder’s card (hokensho) will be issued on the spot on registration. When ブラックジャックトランプ go to a hospital for a medical examination, be sure to bring your insurance card to the counter, then the medical expenses will be automatically calculated using your insurance.
If ブラックジャックトランプ do not present your insurance card, ブラックジャックトランプ will be required to pay the full amount of the medical bill. Even in such a case, ブラックジャックトランプ can get a refund for the difference by presenting your insurance card later, so please follow the instructions at the hospital counter. However, please note that the refund may not be given unless it is within the same month as the date of the medical examination.

Applying for premium reduction

Premiums are determined by the previous year's income. If ブラックジャックトランプ have a low income, ブラックジャックトランプ can get a reduced (lower) premium by declaring your income.
Residents of Chiba City can reduce their insurance premiums for the following year by submitting the form to the Chiba City (Ward) Office between January and May each year.
Notice ofNational Health Insurance premium reduction

When returning to your country

When ブラックジャックトランプ return to your home country after completing your study in Japan, please go to the municipal office to complete the procedures for leaving the insurance. The procedure can be available about one month prior to your return date. For this procedure, ブラックジャックトランプ will need to provide proof of your return (e.g., a copy of your airline ticket or e-ticket). If ブラックジャックトランプ do not complete the procedure, ブラックジャックトランプ will be billed for the premiums even after ブラックジャックトランプ return to your home country, so be sure to complete the procedure together with the notification of moving out.

National Pension System

All registered residents in Japan aged 20 to 59 years must be covered by the National Pension System (kokumin-nenkin). Foreign residents who have been issued a residence card are obliged to join the National Pension Plan.
(Japan National Pension Service : https://www.nenkin.go.jp/index.html )

How to enroll in the System

The person who becomes a resident in Japan before 20 years old

ブラックジャックトランプ will receive “the notification of National Pension system registration” from Japan Pension Service after ブラックジャックトランプ become 20 years old.

The person who becomes a resident in Japan after 20 years old

ブラックジャックトランプ are required to apply for the National Pension System at municipal offices or the Japan Pension System Branch Offices.

If ブラックジャックトランプ have difficulty paying National Pension Contributions

Degree-Seeking students (Seikisei)

Undergraduate, master’s course or doctoral course students can apply for “Special Payment System for Students."
If your application is approved, ブラックジャックトランプ may be allowed to postpone contribution payment.
ブラックジャックトランプ need to submit the application form every year.
https://www.nenkin.go.jp/international/japanese-system/nationalpension/nationalpension.html

Non-degree-seeking students (Hi-seikisei)

Research students, exchange students, or Japanese intensive course students can apply for “National Pension Contribution Exemption／Payment Postponement."
If the application is approved, the exemption of full or partial amount of contribution payment is granted.
https://www.nenkin.go.jp/service/pamphlet/kaigai/menjyo-yuyo.html

How to apply for new students

Approximately one month after completing the enrollment procedures at the ward office, ブラックジャックトランプ will receive "Pension Number Notification" at your registered address. Please bring and go to the ward office with that notification, your student ID and residence card. If ブラックジャックトランプ have received a payment slip, please bring it as well.
Please note that your application will not be accepted if ブラックジャックトランプ do not have your student ID card.
Application forms are also available at ISD, please stop by before going to the ward office.

Procedure after your graduation

When returning to your country

ブラックジャックトランプ are required to report to the municipal office by the notification of moving out (Tenshutsu Todoke) before ブラックジャックトランプ leave Japan. Then ブラックジャックトランプ will lose the qualification for the National Pension System.
However, the person who has contributed to the National Pension System for at least six months in total can apply for “Lump-sum Withdrawal Payments”(「脱退一時金」) within two years after ブラックジャックトランプ register to leave Japan even if ブラックジャックトランプ are no longer Japanese resident.
https://www.nenkin.go.jp/service/jukyu/todoke/kyotsu/20150406.html

If ブラックジャックトランプ work for a company after your graduation and are covered by employees pension

insurance systems, your employer is responsible for completing your enrollment of pension system on behalf of ブラックジャックトランプ. The employer may ask ブラックジャックトランプ “Your Basic Pension Number” (「基礎年金番号」) , which is identification number written on your Pension Handbook.

※Regarding “Social Security Agreements”
https://www.nenkin.go.jp/international/english/international/socialsecurity.html